Financial Technology, often shortened as “fintech”, is the term used to describe the business of utilising innovative technology in improving and automating the use and delivery of financial services like banking services, insurance services, trading, etc. Simply, it combines anything finance with some form of technology. The world went digital a long time ago. What […]
Year: 2019
The Aftershock of the Banking Sector Reestablishment: A Non-Specialist, Consolidated Viewpoint.
I smiled, on the outside, and proceeded to courteously steer the conversation elsewhere. On the inside, my jaw dropped, because his call for me to be “careful” is exactly what I have been before our semi-formal meeting, crossing my t’s and dotting my i’s. A few years ago, and he would have been thanking me […]
Ghana’s Eurobond : An Incomplex Breakdown & Analysis.
When a company, a syndicate, a government, or any entity needs to borrow money to, let’s say, keep the business running, to embark on new projects, to pay back old loans, for aggressive expansion, or for whatever reason, they may issue out what is called “bonds” to interested parties. Quite simply, a Bond successfully issued […]
The Cedi-Dollar Saga! A 62-year Retrospective Analysis.
Entrepreneurs and market institutions rely on accurately forecasting future correlations between the Ghana Cedi and the United States Dollar to an alarming extent. We do this in order to better structure pricing, for optimal asset allocation, risk management, to secure better return on investments, etc. A volatile exchange rate becomes a major obstacle to peak […]
Gh Remittances Alone ≈ GDP x (Gambia + Seychelles + Tonga)
Let’s have a non-mathematical analysis of remittances. As usual, let’s stick to the facts. This is an opinion piece. I want to chat with you. I mean you can’t talk back but keep reading anyways. I don’t want boring statistics getting in the way of our conversation. And that’s what my column features are intended […]
Confessions of an IMF-Exit Optimist : An Independent Autopsy.
First off, I don’t have the answer to what exactly happens next. Many opinion pieces on Ghana’s very unromantic breakup with the IMF have been said written hinted howled and argued out already through every medium possible. Ghana is on schedule to exit its $918 million bailout program with the International Monetary Fund (IMF). If […]